Perfect Banana Chocolate Chip Muffins

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Moist, fluffy, and just the right amount of sweet, these Perfect Banana Chocolate Chip Muffins are the ultimate comfort bake. With overripe bananas and plenty of melty chocolate chips, this one-bowl recipe comes together in no time—no mixer needed. Whether you’re making them for breakfast, snack time, or a quick dessert, these muffins deliver big flavor with minimal effort.

What makes these banana muffins so beloved? It’s the soft, tender crumb contrasted with pockets of gooey chocolate in every bite. The bananas do the heavy lifting here, giving both moisture and natural sweetness. It’s a reliable way to use up those spotty bananas sitting on your counter and a sure hit with both kids and adults alike.

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What Kind of Bananas Should I Use?

For best flavor and texture, use bananas that are deeply speckled or even blackened on the outside. The riper they are, the sweeter and more flavorful your muffins will be. If you’re short on ripe bananas, you can speed up the process by baking whole bananas at 300°F for about 15-20 minutes until blackened and soft.

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Ingredients for the Perfect Banana Chocolate Chip Muffins

• 1 1/2 cups all-purpose flour
• 1 teaspoon baking soda
• 1/4 teaspoon salt
• 3 ripe bananas, mashed
• 1/2 cup granulated sugar
• 1/4 cup brown sugar
• 1/3 cup vegetable oil
• 1 large egg
• 1 teaspoon vanilla extract
• 3/4 cup semi-sweet chocolate chips (plus extra for topping)

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How To Make the Perfect Banana Chocolate Chip Muffins

Step 1: Prep Your Tools

Preheat your oven to 350°F and line a muffin tin with paper liners or grease it well with nonstick spray.

Step 2: Mix the Dry Ingredients

In a medium bowl, whisk together the flour, baking soda, and salt. Set aside.

Step 3: Mash and Mix the Wet Ingredients

In a large mixing bowl, mash the bananas until smooth. Add in the granulated sugar, brown sugar, oil, egg, and vanilla extract. Stir until well combined.

Step 4: Combine Wet and Dry

Add the dry ingredients into the banana mixture and gently fold until just combined. Don’t overmix—a few lumps are okay. Fold in the chocolate chips.

Step 5: Fill and Bake

Divide the batter evenly among the muffin cups, filling each about 3/4 full. Sprinkle extra chocolate chips on top if desired. Bake for 18-22 minutes, or until a toothpick inserted comes out clean or with a few moist crumbs.

Step 6: Cool and Enjoy

Let the muffins cool in the pan for 5 minutes before transferring to a wire rack. Serve warm or at room temperature.

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Storing and Serving Banana Muffins

These muffins taste incredible warm out of the oven, but they also keep well. Store them in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week. They also freeze beautifully—wrap individually in plastic wrap and freeze in a zip-top bag for up to 3 months.

To reheat, microwave a muffin for 10-15 seconds to bring back that fresh-baked softness.

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Frequently Asked Questions

Can I make these muffins gluten-free?

Yes! Swap the all-purpose flour with a 1:1 gluten-free baking blend.

What kind of chocolate chips work best?

Semi-sweet chips give a balanced sweetness, but you can use dark, milk, or even mini chips depending on your preference.

Can I add nuts?

Absolutely. Chopped walnuts or pecans make a great addition—just fold them in with the chocolate chips.

Do I need paper liners?

They’re optional. You can grease the muffin tin well with butter or cooking spray if you prefer no liners.

Can I use frozen bananas?

Yes, just thaw them fully and drain excess liquid before using.

How ripe is too ripe for bananas?

If the banana is black on the outside and still soft and moist inside (not moldy or dried out), it’s perfect.

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Want More Muffin and Sweet Treat Ideas?

If you love these banana chocolate chip muffins, you’ll want to try these other goodies from the site:

• Cinnamon Donut Bread Recipe for a nostalgic sugar-crusted slice.
• 3-Ingredient Oatmeal Breakfast Cookies for a super simple morning treat.
• Cherry Chocolate Cheesecake if you’re craving a fruity and rich dessert.
• Raspberry Crescent Rolls for a fruity, buttery handheld delight.
• Lemon Loaf Recipe for a bright citrusy bake.

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Save This Pin + Share Your Results

📌 Save this recipe to your Pinterest dessert board so you can come back to it any time: Nina Dishes on Pinterest.

And let me know in the comments how your muffins turned out. Did you add chopped walnuts? Use dark chocolate? I’m always curious to hear what twists you bring to the table. Happy baking!

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